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Clear rules for a warmer product.

These terms explain how WishingJar works, what creators and supporters are responsible for, and how fundraiser payments and platform fees are handled.

WishingJar room

Useful, warm, and clear.

Payments
Paystack
Currency
Naira live
Updated
Jun 12, 2026

Acceptance of terms

By accessing or using WishingJar, you agree to these Terms of Service. If you do not agree, please do not use the service.

These terms apply to creators, supporters, visitors, and anyone who submits wishes, creates jars, or supports fundraisers through WishingJar.

What WishingJar provides

WishingJar lets users create digital jars for wishes, celebrations, and fundraisers. Creators can share links, collect messages, manage public settings, and preserve or export collected wishes where supported.

Fundraiser jars may include naira support through Paystack. Dollar support may be shown as coming soon until it is made available in production.

Creator responsibilities

Creators are responsible for the accuracy of jar details, fundraiser descriptions, payout details, privacy settings, and management links.

Creators must not create misleading fundraisers, impersonate others, or use WishingJar for unlawful, harmful, abusive, fraudulent, or spam activity.

If a jar is created for another person, the creator is responsible for using that person's name, story, images, or event details respectfully and lawfully.

Wishes and user content

You keep ownership of messages and content you submit, but you grant WishingJar the right to store, display, process, and transmit that content as needed to operate the service.

We may remove content or restrict access to jars that violate these terms, harm users, or create legal, safety, fraud, or abuse risks.

Payments, fees, and payouts

Fundraiser support is processed through Paystack. Payment processing fees, transfer fees, chargebacks, reversals, and provider terms may apply.

WishingJar may deduct a platform service fee before payout. If a jar meets its funding goal, the service fee may be 10% of the payout amount. If a jar does not meet its funding goal at payout time, the service fee may be 15% of the payout amount.

Example: if a jar collects N1,000,000 and meets its goal, a 10% WishingJar service fee would be N100,000 before other Paystack, transfer, or transaction fees.

Creators are responsible for providing accurate payout account details and for any taxes, reporting, or legal obligations connected to funds they receive.

Privacy and data

Our Privacy Policy explains how we collect, use, and protect information. By using WishingJar, you also agree to the practices described in that policy.

Management links, passwords, and creator access details should be kept safe. Anyone with access to a management link may be able to make changes to a jar.

Service availability

We work to keep WishingJar available and reliable, but we do not guarantee uninterrupted service. The service may be affected by maintenance, provider outages, payment provider issues, database limits, or other technical conditions.

WishingJar is provided as is, without warranties to the fullest extent permitted by applicable law.

Suspension and termination

We may suspend, hide, delete, or restrict jars and accounts if we believe there is fraud, abuse, policy violation, security risk, payment risk, or legal risk.

Creators may delete jars where the product provides that control. Deletion may be irreversible.

Plain English

Important note

Fundraiser creators should describe causes truthfully, keep payout details accurate, and respond quickly if supporters or WishingJar need verification.

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